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The Fair and Accurate Credit Transaction Act, known as “FACTA,” was passed by Congress and signed into law on December 4, 2003, and became fully effective on December 4, 2006. The purpose of FACTA is to reduce the amount of personal confidential financial information that is generated and thereby reduce the incidence of identity theft [...] Because your credit can affect such a large amount of different parts of your life – from getting other visa cards and loans, to securing a rental property or even a job – many individuals are now making an effort to see what theirs is. Credit monitoring can help because gives you access to your [...] Credit repair systems are gaining lots of significance today thanks to the industrial slowdown. People from all areas of life are asking how do I fix my credit history, because a high credit report is playing a more critical role in lenders’ decision making process these days. {However ,} removing negative items on your credit [...] |
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