Extreme Overdue Charges Most Recent Target For Brand New Charge Card Guidelines

The final package of new credit card rules went into effect Sunday. The latest rules limit late payment fees and other penalties. Thus completes a sweeping charge card reform effort that began last summer with the Charge card Accountability, Responsibility as well as Disclosure (CARD) Act for 2009. Late payment charges cannot exceed $25 under [...]

Get Your Credit On Track – You Can’t Fix What You Can’t See!

What you don’t know most definitely will hurt you when it comes to your credit report. Our credit scores are derived using a complex set of parameters integrating our late payments, age of accounts on file, number and types of inquiries within a set period of time, debt to maximum limit ratio, and presence of [...]

Compare Credit Card Interest Rates

It’s the responsibility on the seeking credit card holder to compare credit card interest rates for their own financial protection. Once a cardholder has a number of credit cards with varying degrees of balances, many debtors pick to consolidate all of them under one new card with lower credit card interest costs. When the debtor [...]